401k and Pension Plan Articles

401(k) Tips for Plan Fiduciaries

Fiduciary Tips, Rules and Regulations, and Best Practices

The Tax Saver’s Credit

The Savers Credit is in addition to 3 other tax advantages available when saving for retirement:... Read More

Ask Erick…Q&A with a 401(k) Advisor “Employee Savings Rates”

We are looking for ways to increase savings rates among new employees, at both lower and higher income levels.... Read More

Deconstructing your Debt-to-Income Ratio

Your debt-to-income ratio (or DTI) measures your monthly debt payment against your monthly income (before taxes or before other deductions have been made). ... Read More

Retirement Plan Sponsor’s Quarterly Calendar – Q2 2022

Here is your Plan Sponsor’s Quarterly Calendar for Q2 2022: a great list of tasks to keep in mind during the next three months.... Read More

Ask Erick…Q&A with a 401(k) Advisor “Emergency Savings Program”

Is there a way to add an emergency savings program into our 401(k) plan, or will it have to be a separate program?... Read More

Have you had the CalSavers Conversation?

California has recently established its own state-run retirement plan. The plan has been mandated for use by business owners who otherwise do not offer a retirement plan benefit program for their employees, such as a 401(k), SIMPLE IRA or SIMPLE... Read More

Inexpensive Benefits You Can Add to Avoid… The Great Resignation

The Great Resignation has been dominating headlines and HR meetings for the last two years, leaving employers wondering about the best way to attract and retain the best employees.  Benefits packages, a key reason employees join some companies and not... Read More

Ask Erick…Q&A with a 401(k) Advisor “Protecting Your Plan Audit Files”

We always meant to automate our plan audit files, but somehow we didn’t get around to it. What do we need to know to protect the information we send?... Read More

3 Tips for Planning Your Retirement Income

We all want to retire comfortably someday and live our dream life. But we all know that’s not going to happen by accident, right?... Read More

Great Links to Know If You Are a 401k Retirement Plan Sponsor

Plan sponsors, here is a great list of websites that you may find useful in your day to day work.... Read More