Posts filed under: Regulatory and Legislation

Regulatory and Legislation

Employer Sponsored Retirement Plan legislation changes and regulatory changes for 401k, Defined Benefit, Pension, Profit Sharing, Cash Balance and all plans governed by ERISA.

Retirement Plan Sponsor’s Quarterly Calendar – Q3 2022

Here is your Plan Sponsor’s Quarterly Calendar: a great list of tasks to keep in mind during the next three months.... Read More

Ask Erick…Q&A with a 401(k) Advisor “Nonvested Employer Contributions”

During the first quarter of this year we have had a number of employees leave our organization, some of which had nonvested employer contributions.... Read More

In the Driver’s Seat – Prioritizing and Managing Fiduciary Duties

In the spring of 2021, Aon Investments surveyed 12 top carriers for fiduciary liability insurance to better understand how plan management typically impacts pricing for fiduciary liability insurance. ... Read More

The Tax Saver’s Credit

The Savers Credit is in addition to 3 other tax advantages available when saving for retirement:... Read More

Have you had the CalSavers Conversation?

California has recently established its own state-run retirement plan. The plan has been mandated for use by business owners who otherwise do not offer a retirement plan benefit program for their employees, such as a 401(k), SIMPLE IRA or SIMPLE... Read More

Ask Erick…Q&A with a 401(k) Advisor “Protecting Your Plan Audit Files”

We always meant to automate our plan audit files, but somehow we didn’t get around to it. What do we need to know to protect the information we send?... Read More

3 Tips for Planning Your Retirement Income

We all want to retire comfortably someday and live our dream life. But we all know that’s not going to happen by accident, right?... Read More

Great Links to Know If You Are a 401k Retirement Plan Sponsor

Plan sponsors, here is a great list of websites that you may find useful in your day to day work.... Read More

401k and Pension Plan Contribution Limits for 2022

Plan sponsors, below are the 2022 401(k) and Pension Plan Contribution Limits. ... Read More

Ask Erick…Q&A with a 401(k) Advisor “Fiduciary Liability Insurance”

Our plan committee is thinking about purchasing fiduciary liability insurance. Is a fidelity bond the same thing as fiduciary liability insurance?... Read More