Posts tagged with: retirement planning

Ask Erick…Q&A with a 401(k) Advisor “Nonvested Employer Contributions”

During the first quarter of this year we have had a number of employees leave our organization, some of which had nonvested employer contributions.... Read More

Ask Erick…Q&A with a 401(k) Advisor “Recordkeepers”

We are thinking about submitting a request for proposal to several recordkeepers for due diligence purposes.... Read More

In the Driver’s Seat – Prioritizing and Managing Fiduciary Duties

In the spring of 2021, Aon Investments surveyed 12 top carriers for fiduciary liability insurance to better understand how plan management typically impacts pricing for fiduciary liability insurance. ... Read More

Knowledge Is Retirement Power – Roth Plans

Roth options have become a common choice in many 401(k) plans, as well as 403(b) and 457 plans. ... Read More

A Window Into Financial Wellness

Americans currently define financial wellness as simply feeling comfortable with their financial situation.... Read More

Ask Erick…Q&A with a 401(k) Advisor “Employee Savings Rates”

We are looking for ways to increase savings rates among new employees, at both lower and higher income levels.... Read More

Retirement Plan Sponsor’s Quarterly Calendar – Q2 2022

Here is your Plan Sponsor’s Quarterly Calendar for Q2 2022: a great list of tasks to keep in mind during the next three months.... Read More

Ask Erick…Q&A with a 401(k) Advisor “Emergency Savings Program”

Is there a way to add an emergency savings program into our 401(k) plan, or will it have to be a separate program?... Read More

Have you had the CalSavers Conversation?

California has recently established its own state-run retirement plan. The plan has been mandated for use by business owners who otherwise do not offer a retirement plan benefit program for their employees, such as a 401(k), SIMPLE IRA or SIMPLE... Read More

Ask Erick…Q&A with a 401(k) Advisor “Protecting Your Plan Audit Files”

We always meant to automate our plan audit files, but somehow we didn’t get around to it. What do we need to know to protect the information we send?... Read More